Personal Umbrella Coverage for DP Policies

Milkman1265

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Is the DP policies personal liability the same as HO personal liability where they will cover you off premises liability if you injure someone?

i know personal umbrella requires underlying personal liability before they can insure you.
 
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They are usually very similar. If you're talking about "ISO standard" products, there should be coverage. If you're talking about a non-ISO product, the proof is in the policy language. Some may be premises only.
 
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