Picked Up LifeShield National

Discussion in 'Final Expense Forum' started by billyb, Jul 27, 2017.

  1. jdeasy
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    jdeasy Well-Known Member

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    Dayum!! Are they that bad?

    I haven't written one. After looking over their app I can't see a use.

    What would be a use for them since you have 3 years experience with them?
     
  2. Broker4Ever
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    Broker4Ever Well-Known Member

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    Proves my point. Nobody with EFES can post on here without all the marketers jumping out of the woodwork. :laugh:
    [​IMG]

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    110% is street. I am able to offer 110 & possibly higher depending on production.

    Lifeshield is a non-fraternal so they can give the clients policies. Not that it's a huge deal. Simply listing all the positives of the carrier so that agents can see & decide for themselves if they want to use them. :)
     
  3. jdeasy
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    jdeasy Well-Known Member

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    Proves your point that you are clueless, I agree.

    Just so you know, fraternal clients get policies too.

    And if you think I'm a marketer then who do I market for?

    I'll tell you one thing, if I were a marketer I would tell that recruit exactly what companies they could write and what commissions they would start at.

    Why can't you do that?

    Being a regional director and all you should have that info available.

    So either you don't know or you are keeping it a secret.

    These questions shouldn't be so hard for a regional manager.
     
  4. BibH
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    BibH Well-Known Member

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    I wrote 2 policys of $40k and they held them up for 6 weeks so i cancelled and rewrote elsewere.Never touched them again but i see i'm still licensed, Don't take 110% as several Imo's giving 120% to start.
     
  5. Broker4Ever
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    Broker4Ever Well-Known Member

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    Dude. I posted the comp LITERALLY in the comment you quoted. Trying so hard with that magnifying glass that you missed it. :D

    [​IMG]
     
  6. VolAgent
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    VolAgent Well-Known Member

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    No, they don't. They get certificates. Always have and always will. Sadly, even employees of a fraternal will sometimes say policy.
     
  7. Baseball7
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    Baseball7 Well-Known Member

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    :::open pandoras box:::::
     
  8. jdeasy
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    jdeasy Well-Known Member

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    I'm looking at a KSKJ policy that I'm delivering today and it says right here on page one, "Read your policy carefully. This is a legal contract between you and KSKJ Life"

    Then on down the page, "Right to Cancel. You may cancel this policy by delivering written notice....."

    So yeah, they do get a policy.

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    On one company. I'm not the one trying hard. You are doing your best to not answer. Again, either you don't know or you are hiding it.
     
  9. VolAgent
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    VolAgent Well-Known Member

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    That is funny, because right on their website it says certificate.

    https://www.kskjlife.com/privacy-policy/

    Also, they would be out of compliance with Illinois law.

    Article XVII - Fraternal Benefit Societies :: 215 ILCS 5/      Illinois Insurance Code. :: Illinois 215 ILCS 5/      Illinois Insurance Code. :: 2005 Illinois Code :: Illinois Code :: US Codes and Statutes :: US Law :: Justia
     
  10. HoosierLife
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    HoosierLife Well-Known Member

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    I've only had them for a couple months, but they have been issuing within 24-48 hours.
     

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