ashishnarang
New Member
- 5
Hi all,
I was just approved for both Guardian and UC. I am an emergency medicine resident graduating in a few days and moving to Houston for a job in an ER.
i have hypertension and hypothyroidism. i am 32 years old. there are no exclusions in the policy. please see attached UC and Guardian policy proposals. again, i have been approved and these are the final figures.
the guardian agent says guardian is the best. i am getting a 10% disc with them. UC is giving 15% thru AMA, and also they said if I get DI thru them, UC will give me the preferred best rate for term life 30 year, $3M, which is a product i also want.
any suggestions on which to go with will be appreciated. the guardian agent is working on their term life policy, so i have not seen those figures. he says UC has a lower DCI rating or something. i am not a financial person, and this stuff is confusing i thank you in advance for your input.
I was just approved for both Guardian and UC. I am an emergency medicine resident graduating in a few days and moving to Houston for a job in an ER.
i have hypertension and hypothyroidism. i am 32 years old. there are no exclusions in the policy. please see attached UC and Guardian policy proposals. again, i have been approved and these are the final figures.
the guardian agent says guardian is the best. i am getting a 10% disc with them. UC is giving 15% thru AMA, and also they said if I get DI thru them, UC will give me the preferred best rate for term life 30 year, $3M, which is a product i also want.
any suggestions on which to go with will be appreciated. the guardian agent is working on their term life policy, so i have not seen those figures. he says UC has a lower DCI rating or something. i am not a financial person, and this stuff is confusing i thank you in advance for your input.