Pre-Existing Conditions

Sorry about the car reference. My point is if individual companies took people without current coverage and had to cover a pre-existing condition or upcoming procedure why would anyone have coverage? Heck, I could cancel my plan today with no repercussions. Anyone gets sick or has an accident? Just get coverage then.
 
I need to have knee surgery. It should only be a one day procedure. Can I buy this policy for just one day??

Yes, but only for the day before your surgery.

The policy turns in to a pumpkin at midnight.
 
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