I am employed full-time and am (practically) the sole breadwinner for my family.
If I was laid off tomorrow, I could count on state unemployment but my own nest egg has been depleted through various misfortunes, and it will be some time before it's built up again to a point where I could weather a season of being on the street. Realistically, if I was laid off, it could take 4-6 months to find a new job, and there's no guarantee that I wouldn't have to relocate. I do have a substantial 401K but of course, it'd be hideous to tap that.
There's state unemployment, but that of course is a joke. I googled a bit for private unemployment insurance, but I found that IncomeAssure no longer accepts new customers, and SafetyNet is not available in my state.
Are there other options?
I'm 50 and in Oregon.
If I was laid off tomorrow, I could count on state unemployment but my own nest egg has been depleted through various misfortunes, and it will be some time before it's built up again to a point where I could weather a season of being on the street. Realistically, if I was laid off, it could take 4-6 months to find a new job, and there's no guarantee that I wouldn't have to relocate. I do have a substantial 401K but of course, it'd be hideous to tap that.
There's state unemployment, but that of course is a joke. I googled a bit for private unemployment insurance, but I found that IncomeAssure no longer accepts new customers, and SafetyNet is not available in my state.
Are there other options?
I'm 50 and in Oregon.