Also, may I add 100% of your friends and family that you dont want to add to your project 200 list will eventually die and you will have to attend most of their funerals. You will be asked, talked behind your back on how much life insurance you may have sold them. No one will care about that you were so honorable and never used their names for your project 200 when you started. Sometimes the hardest sales are to your spouse, children, grandchildren, parents and grandparents and not knowing which policy will pay first.