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I'm being told to check no under cancer, as "it won't be found that far back." Has been in remission for a decade. Any ideas?
The answer is NO, you do not have cancer. The answer is YES, you have had cancer sometime in your life ,and thankfully you are cured. You will always be a cancer survivor, and all insurance companies want to know that. There is a difference.I'm being told to check no under cancer, as "it won't be found that far back." Has been in remission for a decade. Any ideas?
Manager
Many companies will ask"In the last 10 years (FE companies 2 years) have you been diagnosed, treated or taken medication for cancer....." In that case, it would be "No"..It's 99% going to read "Have you ever been diagnosed" not "Do you." Obviously check yes and don't stress it. If they pull doc recs, it's going to easily be found in your history. If you have a good agent he'd have you with a carrier that wouldn't see this as an issue.
Assuming you have a stable PSA within normal range or 0 if prostate is removed you will have no problem getting approved at a good rate.
Not saying this is fully underwritten but most of the fully underwritten (even non-med) have gone to a "have you ever" question for the big stuff like cancer.Many companies will ask"In the last 10 years (FE companies 2 years) have you been diagnosed, treated or taken medication for cancer....." In that case, it would be "No"..