Prostate cancer a decade ago

Jul 10, 2019

  1. InsuranceIsLife
    Offline

    InsuranceIsLife Expert

    Posts:
    56
    Likes Received:
    28
    State:
    South Carolina
    Tahoe Ray. Exactly right. For fully underwritten on its "have you ever" on the big things and "in the last 5 or 10 years" on others. Not saying this app is universal for FU, but I'd be shocked if a carrier wasn't concerned about cancer at any point in a PI's life

    Screen Shot 2019-07-11 at 9.10.27 AM.png
     
  2. Lloyds of Lubbock
    Offline

    Lloyds of Lubbock Super Genius

    Posts:
    145
    Likes Received:
    69
    State:
    Florida
    They also want to know how the cancer was treated,.
    Was the prostate removed, if so he should have a PSA level of 0
    If rods were as a containment, he would need a PSA level of less than 1.
    I would assume you saying cancer free means the prostate was removed.
    After 10 years you should not have an underwriting issue.
     
  3. lhaSpiritfilled
    Offline

    lhaSpiritfilled New Member

    Posts:
    5
    Likes Received:
    0
    State:
    Indiana
    My Client had surgery for cancer OVER ten years ago...yearly visits show no residual - cancer free. Was denied by GPM for simplified issue, was told not interested in underwriting approval and not eligible for FE.
     
  4. fed up
    Online

    fed up Guru

    Posts:
    422
    Likes Received:
    235
    State:
    Virginia
    There is always Graded policies
     
    fed up, Jul 11, 2019
    #14
  5. Robert Barney
    Offline

    Robert Barney Guru

    Posts:
    1,301
    Likes Received:
    161
    What kind of cancer?

    What companies turned them down?
     
  6. lhaSpiritfilled
    Offline

    lhaSpiritfilled New Member

    Posts:
    5
    Likes Received:
    0
    State:
    Indiana
    It was GPM....ovarian cancer
     
  7. goillini52
    Offline

    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

    Posts:
    20,146
    Likes Received:
    6,315
    State:
    Illinois
    If that's her only problem, you shouldn't have any trouble writing her FE Level. Most companies look back 2 or 3 years :yes:
     
  8. Robert Barney
    Offline

    Robert Barney Guru

    Posts:
    1,301
    Likes Received:
    161
    If that's the only company you tried, I would shop it elsewhere.
     
  9. Life Hawk
    Offline

    Life Hawk Guru

    Posts:
    2,449
    Likes Received:
    2,607
    State:
    Illinois
    Look for a new carrier... they are out there... if you can't get her placed, I can... and for the referral I will buy you a cup of coffee. ;)
     
  10. Robert Barney
    Offline

    Robert Barney Guru

    Posts:
    1,301
    Likes Received:
    161
    Generous to a fault.
     
Loading...