Recently one of my FMOs pitched PTNA to me. I was impressed with the QuickPass pre-screening tool, and asked for an appointment contract. Then I Googled PTNA... This is a summary of what I found today: 1) Recent stock price about $5/sh ; competitors doing well (AFLAC ~ $67, AON ~$47, UNUM ~$25, etc. 2) Performance poor... YTD -24%, 52wks -13%, 3yrs -40%, 5 yrs -30% 3) Barely able to maintain seat on NYSE 4) Studying sale or merger since Dec ‘07 5) Re-stated 2005 and 2006 earnings recently 6) AM Best downgraded from B to B- in Feb ‘08 7) Suspended from sales nationwide in 2001, Florida last year (’07) 8) Prohibited from Kansas and several other states due to financials I would not sell this company to any of my clients. Long term insurance presupposes long term viability, hence I placed the papers in my "round file". Anyone have comments?