Q and A: Should I Get More Insurance

Jul 15, 2015

  1. akosijeda

    akosijeda New Member

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    "Coverage is provided for unforeseen emergency treatments which could not have been reasonably anticipated, while traveling for business, vacation, or education. Benefits are limited to your initial treatment and one follow-up visit only."

    . reddit. com/3dcdkl/

    - $1,000,000.00 for out of country services
    - 100% coverage for a hospital stay in a semi-private room
    - 100% for emergency room or outpatient fees, doctor's fees, x-rays or lab fees related to the initial emergence treatment, as well as ambulance fees.
    - In case of an emergency, you or someone can call the 24-hour number on your card and they will arrange appropriate medical care, confirm coverage, and provide necessary travel assistance.


    That's pretty much all they said. I know it is purely medical coverage, so no personal affects, flight, etc. But as far as medical coverage, is it bare minimum? Should I consider more?

    And if I don't get more coverage, is there any kind of insurance that is everything except medical so that I can fill in the gaps that this misses?

    I live in Canada as well.
  2. dianakrall

    dianakrall New Member

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    Having Insurance is a lot like carrying an umbrella with you because you are glad to have it when the rain comes. In general, the answer to this question is yes. you want to protect your assets against possible litigation in the case that you are at fault. its safe to get more insurance because you are eligible for a discount if you already have at least one insurance policy before hand. So, it might be a good idea to get more insurance.