Question About Broker of Record Change - Insured's Just Got into Accident

MVI

Expert
67
A large account ~5K P&C altogether will possibly do a BOR with me. I may write with a new carrier. I'm not sure at this point. Still waiting to compare the rates.

Anyways, the client recently told me that they were involved in a accident (like a week ago). It seemed like she was not at fault. I know she was not hurt. The car slightly damaged.

So my question is: what are the connotations of BORing a client in the midst of an open claim? Will this go against my loss ratio if I BOR it now? Should I wait? The renewal is in October and they have already paid their 12 month renewals.

Thanks
 
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