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I heard from a reliable source that BCBSFL's individual business is down 65% from where it was last year. My BCBSFL sales have been poor last 6 months and I am still a top 50 ranked agent actually working harder so I kind of concur. I would think that BCBSFL would be a good "bell weather" indicator on the overall sales environment. Any other BCBSFL agents in the same boat???