Realistic Final Expense Goals

[starving artist]

What does it take to write $2000 worth of annual final expense premium every week. Would love to hear from someone who does it consistently.

 

[senior-advisor-indiana]

You need 3 tanks of gas, a carton of cigarettes, a pen, and paper. Oh, and about 15 prospects.

 

[starving artist]

thanks. pretty much what it's like w/o the 2k a week premium.

 

[senior-advisor-indiana]

I do not have any advice on this. I sell about 12k in life a year.

 

[Newby]

I agree that it would be very difficult to write $2,000 weekly in straight final expense.

I would suggest adding more senior products (Med supps & LTC) as well as Term Life insurance to your tool bag.

 

[starving artist]

Do you know of any term carriers that you don't have to be a math expert or doctor to submit business or one where your cases don't get replaced every month? A good lead program also, is this too much to ask?

 

[midwestbroker]

I just got contracted with Oxford.

In comparison to the others I have or have had (Monumental and Assurity) they are about $10 per month less in premium.

I have always been told that final expense is an "oh, by the way" sale. Meaning: You go in with another product (supp, MA, etc) and then cross sell the final expense.

 

[starving artist]

thanks, does anyone know who has the lowest PLAN C and PLAN F premiums in PA and OH?

 

[The New Guy]

thanks, does anyone know who has the lowest PLAN C and PLAN F premiums in PA and OH?

Do your homework here: Medicare.gov - The Official U.S. Government Site for People with Medicare

 

[wilkin]

thanks, does anyone know who has the lowest PLAN C and PLAN F premiums in PA and OH?

Lowest Plan C in PA is probably New Era. They don't offer an F and I'm not sure about Ohio.