drevil7171
New Member
- 1
I was rear ended recently. The other driver admitted fault on scene, but wanted to repair damage to my car himself saying it was just a scratch and would just buff out. Given the visible damage, I insisted on filing a claim.
I called my insurance Provider (Progressive) who asked that I have the damage to my vehicle appraised. Damage ended up amounting to $900. Progressive informed me my deductible was $1,000 and they suggested I wait for other driver's insurance to pay for my car to be fixed, or pay out of pocket and be reimbursed if I so choose.
Other driver's insurance provider (Infinity) dragged their feet for nearly two months saying they are unable to contact their insured etc etc. Finally got a letter from Infinity stating they are denying liability per some conversation with their insured, explaining it was my word vs his and as a matter of policy they support their insured.
Called back Progressive and was informed there is nothing they can do. Had my damage been greater than my deductible and Progressive had some skin in the game they would have supported me in the subrogation process, but they are unable to help.
Am I just slipping through the cracks here? Any advice on potential recourse on my end? Progressive mentioned small claims court would be my only option, but given the other party's willingness to lie, the vehicle he drove, and his sudden disappearance while trying to be contacted by his Insurance provider, I imagine the process would be just awful.
Appreciate the help.
I called my insurance Provider (Progressive) who asked that I have the damage to my vehicle appraised. Damage ended up amounting to $900. Progressive informed me my deductible was $1,000 and they suggested I wait for other driver's insurance to pay for my car to be fixed, or pay out of pocket and be reimbursed if I so choose.
Other driver's insurance provider (Infinity) dragged their feet for nearly two months saying they are unable to contact their insured etc etc. Finally got a letter from Infinity stating they are denying liability per some conversation with their insured, explaining it was my word vs his and as a matter of policy they support their insured.
Called back Progressive and was informed there is nothing they can do. Had my damage been greater than my deductible and Progressive had some skin in the game they would have supported me in the subrogation process, but they are unable to help.
Am I just slipping through the cracks here? Any advice on potential recourse on my end? Progressive mentioned small claims court would be my only option, but given the other party's willingness to lie, the vehicle he drove, and his sudden disappearance while trying to be contacted by his Insurance provider, I imagine the process would be just awful.
Appreciate the help.