Hello,
I recently purchased a Rebuilt 2013 Honda Civic LX for $8200 with 51K miles on it. I was able to get only liability coverage and I went with Geico for $140 for 6 months.
I reside in Virginia and found this company based in VA/NC called Insurance Doctor. They are quoting me $465 for 6 months for collision + comp coverage with $500 deductibles for both. I have never heard of this company before. If my car is totaled again because of my error, I may get a lousy % of the market value as the car is rebuilt, but I would like to have collision + comp coverage for the first 1-2 years until the value of my car depreciates substantially. I drive mostly for work and groceries and some nearby theaters for concerts (at most 900 miles per month ).
Questions:
1) Is Insurance Doctor a good company?
2) Is it worth investing $650 for insurance per year to get maybe 50% of the market value of my car in case its totaled again?
Thank you
I recently purchased a Rebuilt 2013 Honda Civic LX for $8200 with 51K miles on it. I was able to get only liability coverage and I went with Geico for $140 for 6 months.
I reside in Virginia and found this company based in VA/NC called Insurance Doctor. They are quoting me $465 for 6 months for collision + comp coverage with $500 deductibles for both. I have never heard of this company before. If my car is totaled again because of my error, I may get a lousy % of the market value as the car is rebuilt, but I would like to have collision + comp coverage for the first 1-2 years until the value of my car depreciates substantially. I drive mostly for work and groceries and some nearby theaters for concerts (at most 900 miles per month ).
Questions:
1) Is Insurance Doctor a good company?
2) Is it worth investing $650 for insurance per year to get maybe 50% of the market value of my car in case its totaled again?
Thank you