I was talking with a prospect today about why he was looking to change his auto insurance. He wasn't happy with Allstate because his policy had a $50/day limit for rental car. He had recently been in an accident and wanted to drive a car equivalent to his Mercedes but couldn't do so on $50/day.
If the accident was the other party's fault, isn't it their responsibility to make this prospect whole, which would include driving a car as safe as his own vehicle? The $50 limit on his own policy shouldn't apply. I told him to rent the car he wanted and include the additional cost in his lawsuit.
Another issue I've seen in the past is the company covering the at fault party authorized a rental car for the claimant but only gave 5-7 days of coverage for the rental car. The car was in the shop 10+ days. Again, isn't it the at-fault party's responsibility to make the claimant whole, including a rental car the full time the car is in the shop?
And RBA, I tried to search but it requires a captcha verification that I couldn't get to show up...
If the accident was the other party's fault, isn't it their responsibility to make this prospect whole, which would include driving a car as safe as his own vehicle? The $50 limit on his own policy shouldn't apply. I told him to rent the car he wanted and include the additional cost in his lawsuit.
Another issue I've seen in the past is the company covering the at fault party authorized a rental car for the claimant but only gave 5-7 days of coverage for the rental car. The car was in the shop 10+ days. Again, isn't it the at-fault party's responsibility to make the claimant whole, including a rental car the full time the car is in the shop?
And RBA, I tried to search but it requires a captcha verification that I couldn't get to show up...