I am not an agent. In the spring I did reading in a lot of threads about imo's while considering becoming an agent.
If you have a hidden agenda (ie needs) that are not expressed in your post above, you need to identify those and relate them to what the choices you asked about provide.
Personally, after the reading I have done on site, if i was in the position of having an established medicare insurance business for which I wanted additional carriers and: I did not want to use my current business relationships for some reason and I wanted to make a decision which I was not going to second guess, I would call Todd King and ask him if he represented the carriers I wanted to add.
Thank you for the kudos, LD!
Do give us a call sometime. We can help!