ROP in New Jersey?

Does anyone know any good companies that offer return of premium in the state of NJ. New Jersey is pretty anal when it comes to approving certain riders and additional benefits to policies. Any help would be appreciated. Thanks!
 
NJ has alot of good companies.... there are at least 3 that I know of that have ROP on term.

Pru, AIG, and a few others.
 
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