Sagicor Whole Life Rate Request

Discussion in 'Final Expense Forum' started by TXInsuranceAgent, Aug 13, 2015.

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  1. TXInsuranceAgent
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    TXInsuranceAgent Super Genius

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    Hey all,

    Our agency is primarily a P&C agency and our life insurance marketer doesn't have access to Sagicor rates. Can someone help with a Sagicor rate on a 46 year old male non-tobacco for $30,000. 5'7" 190lbs. Or, if there is another carrier priced competitively.

    Thanks in advance.
     
  2. WinoBlues
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    WinoBlues Guru

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    If you mean GUL:
    $30.86 @ $30,000.00
    $51.44 @ $50,000.00

    Non med Eapp
     
  3. jdeasy
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    Unless they have added whole life recently they don't have it.
     
  4. WinoBlues
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    57.34 SAGE WL @ $30,000.00

    I forgot about that plan.
     
  5. sirherbie
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    Yes they added whole life about 6-8 months ago. I'd forget Sagicor for all but your healthiest and financially sound Fe clients. Sagicor has the dreaded 100% first 6 months and 50% second 6 months lapse chargeback rule. The products great for healthy middle class people who want a great priced non med product.
     
  6. WinoBlues
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    They had it maybe 10 years ago when I started with them then stopped it. It shows up under their new product series name Sage. Same app process as the GUL and Term

    ----------

    That is going to be a big plus for me. The eapp is cake. The illustraration shows the non-forfeitures. Can add WP for the younger people. Non-Med limits.

    A 20 pay GUL still spanks it though.
     
  7. TXInsuranceAgent
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    Thanks y'all, I greatly appreciate your help!
     
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