Saving with Tax Credit and ER Chooses Profit Sharing Instead????

[skilady]

Employer facing a big increase yearly on a grandfathered individual plan that cannot be deducted anymore (must go to a group plan if you have 2 or more W2 employees or you are out of ERISA compliance.

Employers Individual premiums on old individual plan are $2000 a month. It's $3000 a month minus the TAX credit for 6 people on the group plan on the Colorado Exchange (SHOP)

I get an email from the employer that now he wants to wait and input a profit sharing bonus plan for the employees instead and that 2 of the employees have spouse coverage.

Thoughts on how to respond to this one?

Thanks