I went to an Aetna meeting this AM, expecting new things. Instead it was a rehash of the old stuff and promises of "new things but I can't tell you yet" teasers. I left after an hour. But while I was there I was reminded of why it is sometimes good to go to these meetings. You get to scope out your competitors and here them make comments like this. "What does your dental plan pay for AMALGRAM (pronounced like anagram) filling?" "How does Aetna treat CREDIBLE coverage?" "Why is your HDHP product so much more expensive than a copay plan with the same deductible?" "My clients can't afford a HDHP with a $3,000 deductible. When are you going to offer one at $1500?" "Your $30 copays are too high. Coventry offer $20 copays. Why can't you do like they do?" "I can't sell your plan because it doesn't have an ER benefit like Blue Cross." Aetna is not a major player in GA, and I don't expect they will be changing that any time soon. But it is refreshing to know just how uninformed many of the agents were in that room. Many of them could not spell HSA if you spotted them the first 2 letters. "