Security national insurance

Discussion in 'Final Expense Forum' started by NuUzr, Aug 3, 2017.

  1. NuUzr
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    NuUzr Well-Known Member

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    Errors can occur but on-going issues with drafting points to the veracity of a Company.

    Some recommend going captive during the learning curve period but having problems with a release definitely wouldn't be good. Can't be tied down. Having a release seems to be the running theme against going captive.

    If someone's Indy but switches IMO's does an insurance agreement between Gerber, Forester etc. follow the agent?
     
    Last edited: Aug 6, 2017
  2. PA Bill
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    PA Bill Well-Known Member

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    Captive is captive and it is what it is. They are a staple of our industry and can be a great place to get started. Some even stay and make a great living. But going in just assume they own you and you will own nothing when you leave.:sad:
     
  3. billyb
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    billyb Well-Known Member

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    Some companies have a limit to how many times you can contract. Foresters is 3 and after that you are stuck.
     
  4. SPUR CITY
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    SPUR CITY Well-Known Member

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    Forester's no longer has that 3 Times and you are stuck rule
     
  5. billyb
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    billyb Well-Known Member

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    I wasn't aware of that. Will move my contract tomorrow.
     
  6. Texasfinal
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    Texasfinal Member

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    They do take COPD...
     
  7. jdeasy
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    jdeasy Well-Known Member

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    Only as ROP............................................................
     
  8. Texasfinal
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    Texasfinal Member

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    As a Graded ROP +10% for 2 years ....then Full Face....
     
  9. BibH
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    BibH Well-Known Member

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    Why the heck would you write them when you can get day 1 coverage many other places?
     
  10. jdeasy
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    jdeasy Well-Known Member

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    It's not graded, it's ROP. Many companies will do level for COPD. And at better rates than SNL's ROP.
     
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