This question may be directed for Hoosierdaddy or Newby... If you are going to try and work for a funeral home selling pre-need insurance, do the funeral homes pay a salary to you or are you just independent and while you are selling pre-need you are also putting in a plug for the funeral home's great rates? I just don't know how this whole process works... Newby had a post awhile back that said if you can get hooked up with a funeral home, they have thousands of leads they will give you. He also said that one way to do this is to call Forethought or another final expense carrier that you may be appointed with and ask their funeral division if they know of any funeral homes in your area that are looking for pre-need agents... Newby sounds like he has a lot of knowledge on this topic and I was hoping he could enlighten us further... Anyone else have experience on this that could chime in??? -Does the funeral home pay you or they just use you to help people pay for the funeral homes service just like you use the funeral home for their leads? -Will Forethought or other carriers give you names of funeral homes looking for agents even if you are not contracted with them or do you need to be appointed with them first? -Are there that many funeral homes looking for agents? I have been searching every newspaper and jobsite on the web for pre-need positions and found nothing. -If I was going to go around and introduce myself to some funeral homes and ask if they could use my services, what would be an example sort of "script" to use to help them to decide to hire me? Sorry, just some questions. I am really intrigued by this and would really like to know as much as possible about the best way to do this.