Senior term

[MedicareMillionair]

Dude is looking for a low face amount, less than 25k, and doesn't want FE. I told him that ship has most likely sailed years ago.

SLAC had that product. Probably still do.

 

[WinoBlues]

Yes I'm making the assumption these are 78 year old lady that has a few health issues and only wants $10,000 and wants a level premium and for it to last as long as she does. Not a real term customer.

You are probably correct.

On the Cash value question I say " yes, it will have some guaranteed Cash Values, But you can give those to me if you don't want them"

I guess my comments were more geared to the people that adamantly say Term is 100% wrong for 'Seniors'.