SEP Question for Non-subsidy Applicant

saintstigers

Guru
100+ Post Club
287
Louisiana
Have a client who is not eligible for subsidy, paid 2014 tax penalty after doing taxes, wants to get a policy now during SEP. Now does he have to purchase his non-subsidy plan from the exchange or can he buy it off-exchange? My understanding was that the SEP for those who were uninsured and paid tax penalty had to go thru the FFM?
 
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