Short Term Driver's Liability

May 11, 2016

  1. dude1
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    dude1 New Member

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    I am going to spend 3 months in the US this summer.
    I am a Swiss national and I will be staying at a friend's.
    I am planning to buy a used car and would like to know if insurance companies offer short term liabilities in such a case.

    Thanks in advance
     
    dude1, May 11, 2016
    #1
  2. ModernInsurance
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    ModernInsurance Super Genius

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    Buy a policy and cancel once done. The shortest duration for a policy in the US is 6 months (at least that I'm aware of). Going to be more expensive/difficult since you don't have a US license, nor years of experience driving in America.

    At any rate, good luck and enjoy your stay!
     
  3. mattupthehill
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    mattupthehill Expert

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    Also to add to that, you may get a short-rated cancellation refund. This is common when you cancel a policy within the first few months, but at least you'll be covered in the mean time. Just make sure they will take a foreign license.
     
  4. superjohnadams69
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    superjohnadams69 Expert

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    Unfortunately most major carriers won't write a policy for less than six months. If you don't want to buy a six month policy and cancel then you can always try a smaller online carrier. Just research them first to make sure they are legit.
     
    Last edited: Jun 15, 2016
  5. hesse
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    hesse Guru

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    dairyland will write a 1 month policy with foreign drivers license
     
    hesse, Jun 15, 2016
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  6. superjohnadams69
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    superjohnadams69 Expert

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    I would be careful about Dairyland Insurance, I've heard a lot of complaints about them. Just google the company and you will find tons of complaints.
     
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