SIWL or GIWL for Person with Restrictive Cardiomyopathy

May 11, 2016

  1. JGold814
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    JGold814 Guru

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    Got a client, female, age 59, non-smoker, with a history of restrictive cardiomyopathy - diagnosed in 1999 and still takes 3 prescriptions for treatment (Coreg, Enalapril Maleate, and Simvastatin. Also has history of PVCs (premature ventricular contractions) and Hyperlipidemia.

    She's a decline across the board for anything fully underwritten term and permanent insurance. I have found graded SIWL and GIWL policy options with Gerber, Assurity, United of Omaha, Royal Neighbors of America, United Home Life, and Great Western.

    Does anyone know of any other companies that could take her?
     
    JGold814, May 11, 2016
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  2. Todd King
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    Todd King IMO/FMO Owner

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    As much as I hate to recommend them, Americo might take her.
     
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