Sleight of Hand

Bob_The_Insurance_Guy

Guru
1000 Post Club
1,908
Decatur, Ga.
I have someone who has been a business consultant for the past two or three years, earning 80K per year. He just bought an ink cartridge franchise two months ago, and wants DI Coverage.

He told me that the Mass Mutual guy got him a quote, but he is willing to see what I have. Well, if he purchased the franchise two months ago, won't every carrier have to wait until the first Tax Returns before they can consider him?

Either he is yanking my chain (which is possible), or there is something the Mass Mutual agent is doing that I don't know about.

Lloyds of London will cover him, but at a price.
:1mad:
 
Hi Bob,

No many companies will consider someone past employment and look at what they are doing now. They may not offer full coverage as if he/she has been in business a while, but there is a very real possibility of getting coverage early in a job switch.

Sorry to take so long to post, I just saw this.

Good luck!
 
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