SLEPP APNEA AND IRREGULAR HEARTBEAT

Apr 20, 2019

  1. Melo5457
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    Melo5457 Expert

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    I am looking for a whole life policy for a 58 year old male with sleep apnea wears CPAP, (No oxygen)... and irregular heart beat-----ht 5.10 / weight 205.....Coverage amount between 25-50K---Any suggestions?
    Thanks
     
    Melo5457, Apr 20, 2019
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  2. FinalExpenseDojo.com
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    FinalExpenseDojo.com Guru

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    Prosperity might be a good fit.
     
  3. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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    That shouldn't be much of a challenge.

    Who's in your toolbox?
     
  4. WaylonA
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    WaylonA New Member

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    Foresters would be a go
    American amicable
    Prosperity (as mentioned above)

    Plenty of options, may have to split coverage to get to the $50,000 range.
     
    WaylonA, Apr 20, 2019
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  5. Todd King
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    Todd King IMO/FMO Owner

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    I'm thinking RNA would be a good fit. May even be able to do the Essential products instead of just the FE.

    If you want to give me a call on Monday we could do a risk assestment.
     
  6. WaylonA
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    WaylonA New Member

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    Great call there, if this will push through on the Jet Whole Life that would be ideal!
     
    WaylonA, Apr 20, 2019
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  7. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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    As was just pointed out to me, RNA isn't in Alabama Todd. :no:
     
  8. Todd King
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    Todd King IMO/FMO Owner

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    Arrrgh!!!
     
  9. rousemark
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    rousemark Still Here!

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    Many of the FE companies will take him as long as there is no O2... Columbian will even accept the O2 if it is just administered with a CPAP for sleep apnea.. Issue up to $35K
     
  10. rousemark
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    rousemark Still Here!

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    And, they did just move into AL with the FE this year... I don't think they any of the ordinary products yet.. If you want a direct contract, I don't think they actually ha e an RD for AL but Tom Holland is a RSD out of Woodstock, GA and he could probably help you. If you want his number I will send it to you.
     
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