SNP for Everyone - 20 Characters

Jun 2, 2016

  1. somarco
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    somarco That Medicare Expert Guy

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    T65 prospect. Existing DVT (with a pump), daily warfarin and smoker.

    Before finding me he talked with another agent that asked a bunch of health questions, then told him he qualified for SNP.

    He has already ruled that out because of the networks plus he travels x-country (truck driver).

    SNP is not my market. Just found it interesting that an agent would lead with an SNP pitch.

    Is the money that good or is that agent just looking for a niche?

    My understanding is that SNP folks can (and will) change any time during the year. What fun is that?
     
    somarco, Jun 2, 2016
    #1
  2. sman
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    sman Guru

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    What's even worse is that most of the SNP's available here in Georgia aren't that great.
     
    sman, Jun 2, 2016
    #2
  3. agentjhc
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    agentjhc Guru

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    SNP pays the same as any other MAPD.
     
  4. somarco
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    somarco That Medicare Expert Guy

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    Figured comp was the same, but probably more headache.
     
    somarco, Jun 2, 2016
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  5. agentjhc
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    agentjhc Guru

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    I haven't found them to be anymore of a hassle than a regular MAPD. With I try to head off problems up front by making sure docs in network and cost to visit, scrips on formulary and cost, etc to avoid problems later. Make sure they know it's not a Med Supp and the differences. Persistency has been good.
     
  6. SouthernComfort
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    SouthernComfort Guru

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    I'll tell you what that agent is... he is an amateur. Or just a SORRY s.o.b.. We have one of the best professions in the world where we can make an incredible income and ACTUALLY help people. I despise running across agents that do b.s. like you are talking about.

    While I am complaining, and I LOVE whole life insurance. But when an agent slams a 100k wl policy on a wife and the family has an insurance need of around 1.5 million... he hasn't served anyone except his self. Look cover the debts, college education, etc. with term and THEN buy the most participating whole life you can buy with the dividends buying pua's.
     
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