Got an entire health history for a family of 4, pre-screened with all carriers we sell, Humana comes back the best option. Family is paying $1400/month right now with Kaiser, Humana's copay plan with $2500 deduct. & unlimited Rx comes in at $472/month and one of only 2 carriers not to rider out the conditions. The other carrier was much more expensive for the same benefit level. WHATCHU MEAN I GOTTA PAY $9000 IF WE IN THE HOSPITAL?!?! YOU KNOW IF WE GO TO THE HOSPITAL THEY WON'T REFUSE ME SERVICE SO YOU KNOW WHAT, I'LL JUST GO WITHOUT HEALTH INSURANCE!! DON'T CALL ME BACK!!! But ma'am....NO SIR, DON'T CALL ME! Thanks for your time ma'am. - - - - - - - - - - - - - - - - - - Oh, and in this instance, this lovely quote comes from a person whose son spent 12 days in the hospital when his appendix burst and whose husband had major knee surgery. Who said insurance was boring?