SR22 Turndown or Doable?

Jul 3, 2015

  1. MYOWNCO
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    MYOWNCO Super Genius

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    Got a case where the owner is the grandmother with an expired picture id-doesn't drive, doesn't need it anymore she's 72. The P.I. has an SR22 (uninsured- no DUI or reckless violation) Is this an automatic turn down for a simplified term policy? P.I. is 23 and healthy, No meds, nothing. Height weight perfect as in well within guidelines but a smoker.

    Anyone?

    Thanks!
     
    MYOWNCO, Jul 3, 2015
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  2. WinoBlues
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    WinoBlues Last military son's Short Timer's chain.

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    What?

    does your app even ask the owner's DL information?
     
  3. rousemark
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    rousemark Still Here!

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    UHL, Family Life, Washington National and Columbian all ask about revocations on their SI Term apps.
     
  4. WinoBlues
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    WinoBlues Last military son's Short Timer's chain.

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    Of the owner?

    ........
     
  5. rousemark
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    rousemark Still Here!

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    No.. Not for the owner but the way I read that, the proposed insured also has a MVR problem as she has a SR22 filing due to having license revoked for no insurance.
     
  6. WinoBlues
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    WinoBlues Last military son's Short Timer's chain.

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    You are correct. I misread it.
     
  7. MYOWNCO
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    MYOWNCO Super Genius

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    It asks for DL # and issue state. To any specific I'm talking about MoO and their TLE product. Underwriting guidelines mention MVR...
    Also the owner her picture ID is expired. She is 73, doesn't drive, and doesn't need her picture ID anymore given yours of established relationships. Her granddaughter the p.i has the SR 22 for no insurance.
     
    MYOWNCO, Jul 3, 2015
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