Starting to feel like the wild west and snake oil

I am not familiar to these plans can someone dumb in down for me?
Suggest downloading pdf of the booklet: Medicare and You Handbook 2019
Published by Medicare. There are simple explanations of all aspects of Medicare plans.
I use pages 4-7 that explain Medicare options with new clients.
The whole booklet is really required reading for anyone who wants to understand options.
 

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