Sterling & Unicare Contracts

[pfsthib]

Does anyone know if Sterling offers a contract to independent agents? Also where can a person get a contract for Unicare to offer the MSA plan?
Thanks

 

[tommyk]

Last I heard Sterling was captive only.

 

[6Sicks]

I am independent and contracted with Sterling through an fmo. Premiums are low in Ohio, but so are the commisions.

 

[pfsthib]

Is it Sterling Investors or Sterling Life Insurance Co? I am looking for Sterling Life Ins Co that offers the Sterling Option I & II MA plans

 

[senior-advisor-indiana]

He must be talking about sterling life because Sterlin Investors pays 20% commission which is not low.

 

[6Sicks]

Senior,
I was talking about Sterling Investors. I am only getting 18% and 14% for ages 80+ and they will only advance 6 months until 25 apps then 9 months after that. Are you contracted direct? I guess 18% is not that low, but I am getting 21% thru american continental & 22% for united world, both 12 month advance.

 

[pfsthib]

I only get 18% for United World.

 

[senior-advisor-indiana]

Wow, 22% for united world??? Where did you get that? The highest I could find is 18%. Is that level?

My sterling contract is through AIMC. I couldn't get a direct contract. I don't believe the commish drops until 85 for me.

 

[senior-advisor-indiana]

IS american continental competitive in OH? They aren't competitve here in indiana. Their plan D is about $20 more per month than Admiral's. Their J is $20 more than United Worlds F.

 

[6Sicks]

My United World contract is through The American Group Insurance Brokerage out of TX. Its 22% year 1-6, 9% year 7-10.