Supplemental or Indemnity Plans that Cover Maternity

Discussion in 'Health Insurance and Ancillary Benefits' started by mschlange, Aug 9, 2017.

  1. mschlange
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    mschlange Well-Known Member

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    Is anyone aware of a plan that would supplement deductibles for a maternity claim. Not pregnant now but in the future, they are looking for maternity and wanted to know if there are any options.
     
  2. efribush
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    efribush Member

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    Agents ran those plans into the ground back before the market crash in 2008. Almost every pregnancy claims winds up being a loss for the insurer. Policyholder almost always cancels after they deliver.
     
  3. mschlange
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    mschlange Well-Known Member

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    Thanks
    It would be nice if they had a one year or two-year wait before they would pay for maternity
    At least individuals could then plan
     
  4. efribush
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    efribush Member

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    Most had 10 month waiting for pregnancy when it did cover it.
     
  5. rousemark
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    rousemark Well-Known Member

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    Central United has HI plans that will cover normal childbirth and so does United National Life if they are in your state.
     
  6. cedwards
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    cedwards Well-Known Member

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    Central United Life's Out of Pocket Protection Plan will pay a lump sum of up to $6,350 (client's choice of $2,500/$5,000/$6,350) on their first hospital admission even on maternity. Pricing is very reasonable also. What state are you in?
     

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