Switching from Medicare Advantage to original Medicare plus Medigap and PDP.

[goillini52]

Now that I've thought a bit more, that is kind of my inclination too. I'd like to hold HDF for another 3-4 years, but I can't decide what sort of risk of being unable to change later that places me in.

I suppose I could put a pencil to a floor. Going forward I'm going to have a minimum of 6 office visits per year plus a few tests and / or treatments.

The challenge becomes guessing how many years will hit Maximum deductible.

You could always do like Louis and I did. Take a MAPD, and use Trial Rite to get the cheapest Med Supp, although you'd probably have to go back to a HDF because of your age.

 

[LostDollar]

You could always do like Louis and I did. Take a MAPD, and use Trial Rite to get the cheapest Med Supp, although you'd probably have to go back to a HDF because of your age.

Thanks for the comment. Not wanting to do that at the moment but I will keep that in mind as an option.