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anyone have detailed knowledge of this product? client is looking to keep the base UL & 1 of the 20 year term riders on a business partner. However, they would like to delete several of the other riders such as the 20 year term rider on the base insured & 2 other term riders for business partners, etc.
So, basically, do you know if some of the riders are permitted to be cancelled & if so, does it have to be at policy anniversary, etc.
Client will be reaching out directly to the carrier, but looking for some field knowledge also.
So, basically, do you know if some of the riders are permitted to be cancelled & if so, does it have to be at policy anniversary, etc.
Client will be reaching out directly to the carrier, but looking for some field knowledge also.