OKYINSURANCE
Expert
- 35
Any idea on what table rate a heart valve replacement would be?
Table Rate?
- Thread starter OKYINSURANCE
- Start date
Depends on when the replacement occurred. (how long ago).
What type of valve repalcement; cadavir, bovine or mechanical.
Age now.
Meds takens.
Complications from surgery or meds.
Ht and Wt.
Any other medical issues and if so, medications?
Employed now and if so, type of work?
Smoker or N/S (hopefully non)
How much ins are they looking for?
What type of valve repalcement; cadavir, bovine or mechanical.
Age now.
Meds takens.
Complications from surgery or meds.
Ht and Wt.
Any other medical issues and if so, medications?
Employed now and if so, type of work?
Smoker or N/S (hopefully non)
How much ins are they looking for?
- Thread starter
- #3
OKYINSURANCE
Expert
- 35
Looking for 100k WL. Procedure was 5 years ago. Pig valve.
- 170
What is his current age? Which valve? (Probably aortic or mitral, the 2 most common) rates vary significantly with age and which valve. (Fair warning, rate won't be pretty.)
- Thread starter
- #5
OKYINSURANCE
Expert
- 35
Yes. I'm hitting a brick wall on value. But other than the procedure, he is in great shape.
- 15,041
You have an underwriter willing to help you. Why not answer his questions?
- Thread starter
- #7
OKYINSURANCE
Expert
- 35
I have. I was told best case scenario, table 5. Worst case table 8.
I'm told that it generally only takes one serious health condition to kill someone.
- Thread starter
- #9
OKYINSURANCE
Expert
- 35
Haha. Very funny...........
- 16,880
Sometimes when you answer these underwriting questions, it seems like you are about ready to graduate medical school.
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