The rhetoric has changed here recently. It went from telesales is a failed model, to telesales is a failed model for the independent agent. I would tend to agree with the latter.
Its nearly impossible to earn a decent income ($50k plus) as an independent agent in final expense telesales. The reason is due mostly to lead cost, but burn out is a huge factor as well.
50K decent? Joking right..? Yes, working for the plantation owner 50K would be super - it's lower class for the go getters in FE. I wouldn't even flinch if someone put a 50K carrot in front of me..
Who would want to work in a call center next to someone with stinky feet..