Term $300K Medical Issues and Weightloss

Aug 4, 2015

  1. Farmgirl
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    Farmgirl Expert

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    I just wonder if there is even a chance to get below client written at this point.

    He is looking for $300K for 15 years , would also go Term with $99K

    Client : DOB 08/22/1946
    male
    smoker
    2001 STENT
    depression, anxiety on meds, controlled
    Osteo Arthritis
    Diabetes on insulin since minimum of age 47
    Weight-loss last year 30 pounds
    outstanding tests for weight-loss ( no cancer)

    Who would write him at all and if yes what is min table rating? Quotes?

    Thanks so much
    :err:
     
    Last edited: Aug 6, 2015
  2. HoosierLife
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    HoosierLife Want to write $20,000+ Guaranteed? bit.ly/learnfe

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    I would send that to Pinney. Let them do the leg work!
     
  3. WinoBlues
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    WinoBlues Guru

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    Agreed. But with a lot more information.
     
  4. JRoot
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    JRoot Guru

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    Sent you a PM with rates to a non-med product this would be a great fit for.
     
    JRoot, Aug 4, 2015
    #4
  5. pcbinsurance
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    pcbinsurance Guru

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    *****STENT, STENT, STENT, STENT, STENT, STENT******

    (Maybe if I type it enough, folks would learn?)
     
  6. Gooner
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    Gooner Guru

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    It won't. Just go check out the grammar in the FE forum...ugh.
     
    Gooner, Aug 4, 2015
    #6
  7. HowdyDoody
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    HowdyDoody Super Genius

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    Until I looked at your name, I thought M&M made this post. lol
     
  8. smokin goose
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    smokin goose Guru

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    Are your primal ways coming out? :-)
     
  9. Farmgirl
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    Farmgirl Expert

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    English is my second language ...so I am learning ....
     
  10. dgoldenz
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    dgoldenz Moderator Moderator

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    Probably table 6-8 at best depending on his actual weight and diabetes history (A1C reading, meds, etc)...going to be expensive as a smoker even if he qualifies. Is he willing to spend $10-15k/year for $300k 15 years? I'm going to guess that's a no.
     
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