Term $300K Medical Issues and Weightloss

[Farmgirl]

I just wonder if there is even a chance to get below client written at this point.

He is looking for $300K for 15 years , would also go Term with $99K

Client : DOB 08/22/1946
male
smoker
2001 STENT
depression, anxiety on meds, controlled
Osteo Arthritis
Diabetes on insulin since minimum of age 47
Weight-loss last year 30 pounds
outstanding tests for weight-loss ( no cancer)

Who would write him at all and if yes what is min table rating? Quotes?

Thanks so much

 

[HoosierLife]

I would send that to Pinney. Let them do the leg work!

 

[WinoBlues]

I would send that to Pinney. Let them do the leg work!

Agreed. But with a lot more information.

 

[JRoot]

Sent you a PM with rates to a non-med product this would be a great fit for.

 

[pcbinsurance]

*****STENT, STENT, STENT, STENT, STENT, STENT******

(Maybe if I type it enough, folks would learn?)

 

[Gooner]

*****STENT, STENT, STENT, STENT, STENT, STENT****** (Maybe if I type it enough, folks would learn?)

It won't. Just go check out the grammar in the FE forum...ugh.

 

[HowdyDoody]

*****STENT, STENT, STENT, STENT, STENT, STENT******

(Maybe if I type it enough, folks would learn?)

Until I looked at your name, I thought M&M made this post. lol

 

[smokin goose]

Until I looked at your name, I thought M&M made this post. lol

Are your primal ways coming out? :-)

 

[Farmgirl]

English is my second language ...so I am learning ....

 

[dgoldenz]

Probably table 6-8 at best depending on his actual weight and diabetes history (A1C reading, meds, etc)...going to be expensive as a smoker even if he qualifies. Is he willing to spend $10-15k/year for $300k 15 years? I'm going to guess that's a no.