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Some carriers allow external term conversions if the policy was issued in the last 3-5 years. Transamerica does term to term. Primerica ok. Nationwide and MetLife used to allow term to GUL.
I've checked with Crump, OneAmerica, and a couple of brokers I know, and haven't found a company willing to convert a Primerica policy. Does such a company exist?
Guy's only other option is GI. I know this question was posted before but it's been 8 years.
Even most companies that convert another carriers policies don't do it without underwriting and will still hit the MIB.
Why does he need a conversion? he has PRIMERICA term. If he invests the difference there's no possible reason he should ever need insurance after it expires!! XD