Term Insurance for Age 65?

Nov 5, 2016

  1. 4thquarter
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    4thquarter New Member

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    Hello Agents,

    Senior age 65 in good health nothing major looking for a 20 year term insurance for 25k or 50k face amount.

    Any recommendations?
     
  2. Chazm
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    Chazm Guru

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    Chazm, Nov 5, 2016
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  3. jemelton
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    Why a 20 year term? That's going to put him in no mans land if he wants it long term and lives past 85. I would compare this to a guaranteed ul for 50k and let him choose.
     
  4. GoPokes
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    GoPokes Guru

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    Is it for yourself?
     
    GoPokes, Nov 5, 2016
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  5. Tahoe Ray
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    Cincinnati Life is good for these cases. If you're willing to go with less than stellar ratings (below A), then Baltimore Life looks good from a rate perspective.
     
  6. 4thquarter
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    4thquarter New Member

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    for a client...she prefers term over whole life

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    Thank You Ray for the recommendations...it's very helpful to learn new term insurance companies..

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    She's on a strict budget and rather pay for the term insurance...

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    I will check out the quoting engine Chazm...30 day trial perhaps to test out the tool
     
  7. Tahoe Ray
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    Not a problem. You'll like cincy life...they also have an awesome ROP term.
     
  8. Chazm
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    You shouldn't need any trial or tool. I've never signed up. It just gives you quotes.

    Just go to term4sale.com directly
     
    Chazm, Nov 6, 2016
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