Sorry for being confusing. The Life Settlements will ALL eventually pay out! I have four clients that have had 3 pay out (they love them). Then there are many that invested 3 years ago with zero pay out (so far). Some clients here and there had one pay out. Overall it's funny how four clients were lucky pickers and most people will have to wait about the 5-6 years for the est life expectancies to start seeing payouts. Overall they are good as a secondary way to invest/diversify for the long run with less risk (only time waiting risk).