The Best MED ADVANTAGE PLAN ???

Jul 27, 2016

  1. Gulfman
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    Gulfman Guru

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    Hey Buds,

    That time of the year again...and NOW Hearing all kinds of stories...who's got the better "Med Advantage" product in my area.

    • United Health
    • Humana
    • ???
    I'm hearing all kinds of BS.
    • Humana is an HMO
    • United is a HMO/PPO ?
    *Any Truth to this?

    Truly....who has the better product?

    What's your opinion?



    .
     
    Gulfman, Jul 27, 2016
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  2. grod
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    grod Super Genius

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    MAPD benefits within a company are going to vary from market to market, state to state and year to year. Quite frankly, they don't vary greatly from company to company. What is of primary importance to most consumers is the provider network. And, that also changes from year to year. It's really about finding what best fits the needs of your client. Of course, if a plan is in CMS jail, you'll want to direct them away from that one.
     
    grod, Jul 27, 2016
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  3. somarco
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    somarco That Medicare Expert Guy

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    I thought CMS rules prohibited using terms like "best" .....
     
    somarco, Jul 27, 2016
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  4. jacobtn
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    jacobtn Guru

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    You can't use superlatives like best when describing Advantage Plans, and the best plan in one area will not be the best plan in another but if there was you couldn't use the terminology to describe them that way. In other words you won't get the answer you're looking for
     
    jacobtn, Jul 27, 2016
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  5. kgmom219
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    kgmom219 What's Next?

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    The best plan?

    Its the best plan for the client in front of you. Based on their docs, their meds and their needs.

    What's best for the agent should be irrelevant. :)
     
    Last edited: Jul 27, 2016
    kgmom219, Jul 27, 2016
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  6. thomasm
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    thomasm Guru

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    we'll that explains why the URL bestmapdplans.com is still available.
     
    thomasm, Jul 27, 2016
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  7. jacobtn
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    jacobtn Guru

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    Go back and read my post.

    The poster asked what the best carrier was. I said the "best" plan for one client in one state won't be the "best"for the same client in other because of plan differences by region. Where did I say anything about the best plan for the agent?
     
    jacobtn, Jul 27, 2016
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  8. kgmom219
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    kgmom219 What's Next?

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    Craaaaap....I will edit. I'm on my tablet and used quote to respond.

    But forgot to erase your quote. My apologies.
     
    kgmom219, Jul 27, 2016
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  9. Gulfman
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    Gulfman Guru

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    Ok...gotcha.

    The word "best" would only apply to the "individuals" situation.

    NOW what about that Humana HMO vs. United HMO/PPO?

    Is "United Med. Advantage" in fact a PP0???
     
    Gulfman, Jul 28, 2016
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  10. policy doctor
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    policy doctor Guru

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    Is "United Med. Advantage" in fact a PP0???

    The plan describes itself as a ppo, hmo or snp. There usually are a few to choose from in any service area by that carrier. Read the cover of the kit!
     
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