The Best MED ADVANTAGE PLAN ???

[FLM2]

This entire thread is an embarrassment to the agent community.

OP, plans change every year and CMS specifically PROHIBITS the use of the term 'BEST' relating to any MAPD plan.

Based on your questions you have no training in this area and have no right to even mention these products to a client.

 

[YouGotMyMoney]

Is "United Med. Advantage" in fact a PP0???

What's a P-P-0? Is that different from a P-P-O?

 

[DS4]

I thought CMS rules prohibited using terms like "best" .....

Correct. You can't say "best". That is why I say, "this is the "bestest" plan for you.

 

[Todd King]

Correct. You can't say "best". That is why I say, "this is the "bestest" plan for you.

Yeah, but the word best is still in there. I think you should say, "it's the more gooder plan for you".

 

[somarco]

Bestest, gooder than. Has the forum been invaded by folks from Kentucky?

 

[Marker77]

Hey Buds,

That time of the year again...and NOW Hearing all kinds of stories...who's got the better "Med Advantage" product in my area.

• United Health
• Humana
• ???

I'm hearing all kinds of BS.

• Humana is an HMO
• United is a HMO/PPO ?

*Any Truth to this?

Truly....who has the better product?

• Here's a Survey done by US News

What's your opinion?

.

As noted already, MAPD's normally are different in each county you do business in. One of the things I attempt to do is to run their medications with their zip code at medicare.gov. It will list all the plans in that zip code and let you know if a drug is covered in the particular formulary. It will also list the estimated out of pocket cost for each plan. You can also compare several plans and see which ones will fit your client's situation better. This works good if you are certified with several of the top companies in your area.

 

[CJ Tibbs]

This entire thread is an embarrassment to the agent community.

OP, plans change every year and CMS specifically PROHIBITS the use of the term 'BEST' relating to any MAPD plan.

Based on your questions you have no training in this area and have no right to even mention these products to a client.

What's a P-P-0? Is that different from a P-P-O?

Give 4 stars to the old timers...i see the "OLD GEEZERS" are still able to waive their canes from recliner chairs. Even better to see some of them can still read (well, not really).

The OP QUOTED "us news" as his source of "highest rated" plans and it looks like a thorough list. (AKA "THE BEST") So, US news got it wrong? (maybe you should call the medicare police on US NEWS???) Rules dictate, you can't call one plan "the best", (duh...Thank you Captain obvious). BUT To say that Anthem is better than United Med. in ANY MARKET is simply not telling the truth.

NEXT, you'll be telling us that United Career agents don't call "their plan" THE BEST when they do sits???


Gotta love the old hoots for LAMBASTING A newby over question, who names his source (I wonder what the wife's of these grey ghosts think of them---->if they are still alive?)

....LOL.

PS: OP. United does have a PPO/hmo option. Its one where patients can see specialist without a referral. Check your area for specifics.

 

[FLM2]

Give 4 stars to the old timers...i see the "OLD GEEZERS" are still able to waive their canes from recliner chairs. Even better to see some of them can still read (well, not really).

The OP QUOTED "us news" as his source of "highest rated" plans and it looks like a thorough list. (AKA "THE BEST") So, US news got it wrong? (maybe you should call the medicare police on US NEWS???) Rules dictate, you can't call one plan "the best", (duh...Thank you Captain obvious). BUT To say that Anthem is better than United Med. in ANY MARKET is simply not telling the truth.

NEXT, you'll be telling us that United Career agents don't call "their plan" THE BEST when they do sits???


Gotta love the old hoots for LAMBASTING A newby over question, who names his source (I wonder what the wife's of these grey ghosts think of them---->if they are still alive?)

....LOL.

PS: OP. United does have a PPO/hmo option. Its one where patients can see specialist without a referral. Check your area for specifics.

You truly have no clue-that link is a joke, it shows 3 plans available in zip code 33328 when there are actually 28, many of whom have higher star ratings. Humana has multiple PPO plans available statewide and the plan listed for UHC on this link doesn't include drug coverage, something their other plan has.

Any agent who relies on crap like this deserves to be criticized. As for you and the unprovoked attack on me and the other experienced agent, enjoy your fleeting moment of self satisfaction, I'm sure it's about the only one you will have in your insurance career.

 

[AllyriaRedbird]

You truly have no clue-that link is a joke, it shows 3 plans available in zip code 33328 when there are actually 28, many of whom have higher star ratings. Humana has multiple PPO plans available statewide and the plan listed for UHC on this link doesn't include drug coverage, something their other plan has.

Any agent who relies on crap like this deserves to be criticized. As for you and the unprovoked attack on me and the other experienced agent, enjoy your fleeting moment of self satisfaction, I'm sure it's about the only one you will have in your insurance career.

Don't rattle FLM2's cage about Medicare Advantage plans! We all know he is quite familiar with the Rules and sanctimonious as all hell.

Now, lay off.

 

[senior-advisor-indiana]

As noted already, MAPD's normally are different in each county you do business in. One of the things I attempt to do is to run their medications with their zip code at medicare.gov. It will list all the plans in that zip code and let you know if a drug is covered in the particular formulary. It will also list the estimated out of pocket cost for each plan. You can also compare several plans and see which ones will fit your client's situation better. This works good if you are certified with several of the top companies in your area.

Do you ask them for a list of their meds?