Hello everyone. I am back and roaring to go. Some history. I was with WFG and had enough of that program, then went to Freedom Equity Group. Well MLM is just not my style. I really wanted to learn life insurance inside and out and they were not so supportive of that they wanted to recruit. I decided to move out on my own. I contacted Tod King on our forum here and he put me in contact with Patrick Pegram (Skipper) here on our forum. I have contracted through him and he is fantastic. His practice is top notch and I am happy. My future as a Life Insurance Agent is about to rocket-ship off. Thanks all of you for your postings and guidance. We are a wealth of knowledge.