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If you mean "without underwriting", then they definitely can't go up and most carriers won't allow you to go down either.Does anyone know if a policyholder can trade up or down "within" a company's MedSup without any pre-x questions? (eg. A to C ... or F to A)
Yes, they can change plans without pre-ex but in most cases must pass underwriting.Thanks for the input. I was looking at HIPAA portability regs and it seems that Medsup policyholders should be able to switch carriers without underwriting if they have had continuous coverage like any other health plan. Do you know if Medsup is excluded from this?