Transamerica or Medico for Diabetes Client?

[Medigap Bill]

It looks like the underwriting guides say decline for both companies.

Anyone have experience getting a diabetes client thru UW with Transamerica or Medico?

Background- metformin and under 50 units of insulin a day plus 2 blood pressure meds. all stable for a long time. diabetic for over 20 yrs.

These carriers happen to have the best rates and in order to save the client money it would need to be with one of them.

Thanks.

 

[goillini52]

It looks like the underwriting guides say decline for both companies.

Anyone have experience getting a diabetes client thru UW with Transamerica or Medico?

Background- metformin and under 50 units of insulin a day plus 2 blood pressure meds. all stable for a long time. diabetic for over 20 yrs.

These carriers happen to have the best rates and in order to save the client money it would need to be with one of them.

Thanks.

CSI Life, Companion Life, Equitable, Oxford and Sentinel Security are all possibilities if you can't get it with those 2.

 

[kstein]

No way for trans, insulin is auto decline in med sup