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The Aetna plan with a 5 year look back is only available through AARP. Otherwise it's 10 years.
There is no question about TIAs but you might have to mention it in response to another question.
Since it's for your father I suggest you call AARP directly and ask about their insurance plan. They do write direct so you can bypass the agent if you wish. Otherwise they can send one to you.
The most cost effective plan in California is the HSA 3000. Don't know about your state.
Hope that helps. If you need more information and/or a quote, I'll be glad to do that for you. My phone is listed on my websites.
Rick
