Travelers...HO3 or HO5

May 28, 2019

  1. benneaf
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    benneaf Super Genius

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    Does Travelers offer an HO5 or only an HO3? Does anyone who works TN know who all writes HO5's or know where I can find out?
     
    benneaf, May 28, 2019
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  2. benneaf
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    benneaf Super Genius

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    The answer is that Travelers writes HO3's.
     
    benneaf, May 29, 2019
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  3. InsCommentary
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    InsCommentary Guru

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    Following ISO form structure, you can create an HO5 by attaching an HO15 endorsement to an HO3 to extend open perils coverage to personal property.
     
  4. marindependent
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    marindependent Guru

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    benneaf I believe you are correct, but this could be state specific.

    Travelers is real solid with their endorsements though, so as InsCommentary said just endorse it.
     
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